Buy To Let Mortgages

0808 169 1090

We provide Buy to Let mortgages to both Individuals and limited Companies and SPV’s, should you wish to secure your first Buy To Let investment property, build a property portfolio,  re-mortgage for a better rate or Capital raise, then contact us to advise and source your optimum solution.

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Key Features

Buy-To-Let FAQ's

  • A home-owner looking to make further investment into additional property
  • A property-investor, specifically those interested in houses or flats

  • Affordability is worked on rental income rather than personal income
  • Interest rates on buy-to-let mortgages are usually higher
  • Buy-to-let mortgages incur higher fees
  • The minimum deposit for a buy-to-let mortgage is usually 20% of the property value
  • The majority of buy-to-let mortgages are interest only mortgages
  • The FCA (Financial Conduct Authority) does not usually regulate buy-to-let mortgages

  • The amount that can be borrowed is based on the rental income achievable
  • Generally, the assessment of the affordability of the mortgage payment is based on the rental income the property generates versus the mortgage payment, with an added coverage to cover shortfalls
  • The service charges associated with the rental will also be taken into account when assessing affordability

Your home may be repossessed if you do not keep up repayments on your mortgage.

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